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Smart Start

Get a $50 bonus to help start your baby's college savings!

Having a baby is an exciting and busy time. Let MNSAVES help check one of your to-do's off your list with our Smart Start program for babies under a year old.

It's not too early to begin investing in your child's future. With Smart Start you can earn a $50 match, here's how:

  • Open a MNSAVES account for your baby before his or her first birthday, with a minimum deposit of $50.
  • IMPORTANT: Please be sure to use the Smart Start promo code when opening your account. For 2025, the promo code is "SmartStart25".
  • Set up recurring contributions of at least $25 per month for six months.

See the Smart Start $50 Promotion official rules for full details.

Void where prohibited or restricted by law. Promotion ends 12/31/2025. Sponsored by the Minnesota 529 College Savings Plan. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributor and underwriter for the Minnesota 529 College Savings Plan.

Don't wait - get an early start on your baby's future today!

Open an Account

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  • Ready to get started?

    Open an Account